Recently, a user broke the news on social media that he had been quietly opened a personal pension account by a bank. The user said that he was unknowingly invited by the bank staff to join a pension plan called "Pension Wealth" by email, phone and other means, and needs to fill in personal information to confirm.

The user said he did not know where the fee came from or the details of the pension plan, but he felt that the bank might be doing this to promote new financial products or services. In addition, he also worried that if his personal information was leaked, it could pose a threat to personal privacy.

In response to this incident, some experts also said that the bank's behavior has violated the provisions of the Consumer Rights Protection Law, and it should be corrected as soon as possible and compensate affected users for their losses. At the same time, they also advised users to be vigilant when using financial services to avoid the leakage or abuse of personal information.

However, some netizens believe that this may be because banks want to use this method to attract more customers and promote their wealth management products and services. Therefore, they also hope that banks can provide more transparent information so that users can better understand the characteristics and risks of these products.

In conclusion, although the bank's practices have caused some controversy, we cannot ignore the bank's sense of responsibility as a financial service provider. We should respect the bank's services, and we should also enhance our sense of self-protection to avoid personal privacy violations.